Three Ways to Get More Out of Your Money  

Is your money working for you or against you?
Is your money working for you or against you?

Even if you make a decent salary, you may look at your bank account at the end of every month with shock and awe and exclaim, “Where did all my money go?!” The phenomenon of spending more money than you mean to (and sometimes, more than you make) is not uncommon. Here are three ways to get more out of your money:

Buy Only What You Love

You have heard it before, but take it to heart: buy only what you need. But more importantly don’t buy just to buy…buy ONLY what you love. Taking things back costs more time, energy and money. The mental cost of not loving everything you have bought is incredibly depleting. Set a fund aside that can be used for things that you want. Start with a few dollars a day and build from there. This will mean prioritizing where your money goes. What’s most important? A new car? Organic groceries? Nights out?

Pay Off Your Debt First

If you have “I’ve bought over my limit” debt, the first thing that you should do is pay it off (with the exception of things like student loans or mortgage, in which case keep making your monthly payment on time). If you are paying off debt with interest, you are losing money every day that goes by.


If you want to get more out of your money, you have to find a way to make your money work for you. Considering opening up a high-yield savings account or investing in the stock market (with the help of a professional).

Better yet…take that extra time you have on your hands (watching TV) and charge someone a fee for your expertise. This is how most small businesses get started and it helps you, your family, the economy and your self esteem.

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